Assessment Ratio
100%
Petition Deadline
25 days after TRIM notice (August-September 2026)
Official Form
DR-486
Risk of Increase
Yes
How Assessment Works in Florida
Florida assesses property at 100% of "just value" (market value). However, homesteaded properties benefit from the Save Our Homes (SOH) cap, which limits annual assessment increases to 3% or the CPI, whichever is lower. Non-homestead properties are capped at 10% annually.
Risk of Increase
In Florida, filing a petition can result in your assessed value being increased. This is uncommon when you have strong evidence of over-assessment, but you should be aware of this possibility. ProtestMax only recommends filing when our analysis shows a clear case for reduction.
How to File in Florida
File a petition with the Value Adjustment Board (VAB) at your county clerk's office. Some counties accept online filings. A $15 filing fee applies.
Step-by-Step
Florida Petition Process
Receive your TRIM (Truth in Millage) notice in August, showing your assessed, exemptions, and proposed taxes.
If you believe the assessed value exceeds just value, file a petition with the Value Adjustment Board within 25 days.
Complete Form DR-486 and pay the $15 filing fee at your county clerk's office.
Exchange evidence with the property appraiser at least 15 days before your hearing.
Attend the VAB hearing and present your comparable sales evidence.
The special magistrate will recommend a decision, which the VAB will adopt or modify.
FAQ
Florida Property Tax Petition Questions
What is the TRIM notice in Florida?
The TRIM (Truth in Millage) notice is your annual property tax assessment notice, mailed in August. It shows your property's assessed value, exemptions, and proposed tax amounts. Your 25-day filing deadline starts when this notice is mailed.
Can my Florida assessment increase if I petition?
Yes. The Value Adjustment Board can increase your assessed value during a petition. However, this is uncommon for well-prepared cases. If you have strong comparable sales evidence showing over-assessment, the risk is minimal.
How does Save Our Homes work?
The Save Our Homes (SOH) cap limits annual assessment increases on homesteaded properties to 3% or the Consumer Price Index, whichever is lower. This cap creates a growing gap between assessed and market value over time. When you sell, the new owner's assessment resets to market value.
What is the effective property tax rate in Florida?
Florida property tax rates vary by county, municipality, and school district, but the effective rate (annual tax paid divided by market value) typically ranges from about 0.5% to 2.5%. Because Florida assesses property at 100% of market value, your actual tax bill depends on both the assessed value and the local millage or mill levy applied on top of it. If your assessed value is higher than comparable sales support, filing a petition is one of the only ways to reduce your effective rate without waiting for a reassessment.
How long does a property tax petition take in Florida?
Most Florida petitions take between 6 weeks and 6 months from filing to final decision. After you file DR-486, the assessor or review board schedules a hearing — typically within 30 to 90 days — and issues a written decision shortly after. Cases that settle informally resolve faster, while cases that advance to a formal hearing or court appeal can take several additional months. ProtestMax prepares your full evidence packet in minutes so you can file immediately and start the clock.
Can I petition my property taxes every year in Florida?
Yes. In Florida, homeowners generally have the right to petition their property tax assessment every year, as long as you file by the 25 days after TRIM notice (August-September 2026) deadline. Even if you won a reduction last year, your assessor can revalue your property the following year, and you retain the right to challenge the new value. Annual petitions are especially important during years when market values are flat or falling but assessments keep rising.
What evidence is most persuasive in Florida hearings?
The strongest evidence in a Florida petition hearing is recent comparable sales — homes similar to yours in size, age, condition, and location that sold for less than your assessed value within the last 6 to 12 months. Equity comparisons (similar homes assessed for less than yours) are also highly persuasive. Photos of deferred maintenance, structural issues, or negative location factors (busy roads, flood zones, power lines) strengthen your case further. ProtestMax assembles all of this evidence into a hearing-ready packet tailored to Florida's rules.